B L Garbens Associates Inc. is a fee-for-service (fee only) financial planning firm based in Toronto specializing in delivering a comprehensive and integrated approach on all aspects of each client's financial situation.
Why call B L Garbens Associates Inc?
Professional
We offer our clients a fee-for-service commitment ensuring a pure relationship free from the conflict of hidden agendas.
We are committed to upgrading our knowledge through continuing education. Our affiliation with the Institute of Advanced Financial Planners and the Financial Planners Standard Council of Canada hold us to the highest standards.
We work with people from all walks of life offering expert advice on a wide range of issues and concerns, drawing from over 25 years of experience in financial services.
Each client is important. As financial planners, we strive to not only address a client's immediate concerns but to initiate a process whereby we lay a foundation for their future financial security and well-being.
Personal
We encourage both spouses and other key family members to take part in the planning process. In addition when applicable, we take a multi-generational approach to planning which includes the youngest to the oldest generation.
It takes time to get to know our clients well. We undertake every assignment with a view to building a satisfying long-term working relationship.
We take a personal interest in your financial future and assist you in empowering yourself to take charge of your financial situation.
Proactive
We send out tri-annual newsletters, year-end tax planning tips, and a budget summary each year.
You will be reminded annually of the need to get together to review your financial situation.
We will call and let you know if you are affected by legislative changes throughout the year.
