Give a really unique gift!

Holiday Season

Why not give a friend, loved one, client or associate a gift that can really make a difference?

B L Garbens Associates Inc. is now offering gift cards that can be redeemed against any of our services! The gift cards can be purchased securely on our website by credit card, or by PayPal.

Below are a few ideas to get you started!


What the card could be used for

Retirement planning

Retirement Planning

Do you know someone thinking of retiring soon? There is comfort in knowing exactly where your current spending and savings strategies will take you! If your gift card recipient is approaching retirement, considering retiring early, or is nervous about stopping work, then this is a great way to show them how much you care about their future.

See more about our "design your own retirement" program...

Cashflow projections

Cashflow projections

If you know someone who would benefit from seeing exactly what their financial future will look like based upon their current lifestyle, then the gift card can be used towards this service. Especially useful for anybody who might experience major life changes in the near future, or need help being shown a clear path to financial security.

Read more about how we can help with cashflow projections.

Tax preparation

Tax preparation

Some people have put off the idea of doing their tax returns for years, others just need to be pointed in the right direction. By giving them a B L Garbens Associates Inc. gift card your recipient can choose to redeem it against the cost of having their tax return professionally prepared by practitioners with over 25 years of professional tax preparation experience. You may find that the refund they receive far exceeds the cost of the gift voucher!

Find out more about preparing tax returns

Estate planning

Estate planning

The process of settling an estate can be complicated, even for what appears to be a "simple" estate. This service helps your recipient wade through the often confusing steps that must be taken to ensure that the estate is settled properly.

Click here for more information about estate planning


How this works:

  1. You purchase the gift card on our website for an amount of your choosing.
  2. You receive an email confirmation of your order.
  3. We mail a printed voucher to the shipping address you provide with a personalized note from you (optional)
  4. Your recipient can contact us at any time to redeem the voucher against any of our services.
  5. Our normal fees apply to all of our services, but your recipient’s final invoice will be reduced by the amount of the voucher you gifted.


An example

Steve’s client, Jane, keeps talking to Steve about wanting to retire early, but isn’t sure if her portfolio assets, and income sources will be enough to fund the lifestyle she wants to have in retirement!

Steve knows that Jane would benefit greatly from being shown all of the details of what her finances would look like based upon the choices she makes for retirement.

Steve decides to buy her a $400 voucher for B L Garbens Associates Inc. for Christmas. He logs onto www.blgarbens.com/gift and buys 1 voucher. His credit card details are processed securely, and he receives an immediate email confirming his order.

B L Garbens Associates Inc. mails the gift voucher to Jane with a personalized note from Steve:

"Dear Jane,

Merry Christmas!

Use this voucher to help you plan for the retirement you want!"

Jane calls B L Garbens Associates Inc. and begins the financial planning process.

Jane’s final invoice comes to $1695 ($1,500 + HST). But because she has the $400 voucher, it is reduced to only $1295.

She now knows at what age she can retire, and what her finances will look like as she begins to draw down on her portfolio and live on a reduced income. It turns out she can live the retirement lifestyle she wants to, with only a few minor changes!



Questions?

Is my voucher refundable if my recipient decides not to use it?

Yes! We can offer a full refund if the voucher is not used within 60 days of purchase. After 60 days we will have to cover the expenses we incurred to process the payment securely online.

Can I pay by Credit Card?

Yes! You can pay by Credit Card, or by using your Paypal account. Whichever you prefer!

Are my credit card details secure?

Yes! All payments are processed by Paypal. Buy safely with PayPal PayPal uses SSL technology to keep your information safe. In addition, when you send a payment using PayPal, we don't receive sensitive financial information like your credit card or bank account number. It is all handled by Paypal. This way, you don't have to worry about paying people you don't know. Read more about the security of Paypal here.

I still don’t understand!

Just give us a call, we’d love to talk you through the process and answer any questions you may have!