Financial Planning Services Toronto- B L Garbens
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Personal Calculators

 

Your Net Worth

This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years

 

Home Budget Analysis

Analyze your budget, see where your money goes and find out where you can improve!

 

Life Expectancy Calculator

This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

 

Chequebook Balancer

Balance your chequebook with this quick and easy calculator.

 

 

Auto Calculators

 

Auto Loan

Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

 

Buy vs. Lease

Should you lease your next automobile or finance it? Find out with this calculator!

 

 

Mortgage Calculators

 

Bi-Weekly Mortgage Payment

This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment.

 

Mortgage Calculator

Use this calculator to determine your monthly payment and amortization schedule.

 

Mortgage Comparison Calculator

Use this calculator to compare mortgage terms, rates and amounts.

 

Mortgage Payoff

Save thousands of dollars in interest by increasing your monthly mortgage payment

 

How Much House Can You Afford?

This calculator helps you determine just how much house you can afford.

 

Mortgage Refinance Interest Savings

Use this calculator to see how much interest you can save by refinancing your mortgage!

 

Rent vs. Buy

Are you better off buying your home, or should you continue to rent?

 

 

Loan and Debt Calculators

 

Amortizing a Loan Calculator

Enter your desired payment and calculate your loan amount. Or, enter in the loan amount and calculate your monthly payment!

 

Consolidation Loan Investment Calculator

Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

 

Credit Line

How big a line of credit can you receive? Use this calculator to find out!

 

Debt Accelerator

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

 

Enhanced Loan Calculator

Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.

 

Line of Credit and Loan Payments

This calculator helps determine your loan or line payment.

 

Loan Comparison

Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

 

Low Interest Financing Calculator

Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.

 

Personal Debt Consolidator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

 

 

Savings Calculators

 

Savings Calculator

Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

 

Savings Goal

What will it take to reach your savings goal? This financial calculator helps you find out.

 

How Long will it Take to Be a Millionaire

Find out when your savings plan will make you a millionaire!

 

Compound Interest Calculator

This calculator demonstrates how compounding can affect your savings.

 

  

Education Savings Calculators

 

Education Savings

Use this calculator to help develop or fine-tune your education savings plan.

 

Student Budget Calculator

This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

 

 

Insurance Calculators

 

Disability Insurance Calculator

Use this calculator to determine your disability needs.

 

Life Insurance Calculator

How much life insurance do you really need? Find out here!

 

Long Term Care Calculator

Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

 

 

Retirement Calculators

 

Annuity Payment Calculator

Estimate what your monthly payments might be from an immediate annuity.

 

Retirement Planner

Quickly determine if your retirement plan is on track - and learn how to keep it there.

 

Retirement Shortfall

Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

 

RRIF Payment Calculator

This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF).

 

RRSP Loan Calculator

A RRSP loan can be an excellent way to jump-start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan.

 

 

Investor Profile

 

Investor Profile Questionnaire

The Investor Profile Questionnaire is designed to help you create a balanced portfolio of investments.

 

 

Other Calculators

 

Exchange Rate Converter

Need to find out the equivalent value in Canadian dollars or another currency?  Try this!

 

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