Who You'll be Working With

Barbara L Garbens


When I began B L Garbens Associates Inc. in 1998, I wanted to build a financial planning practice that was rooted in unparalleled client service. This focus, combined with my depth of knowledge, results in financial strategies that are tailored to every phase of my clients' financial life cycle.

From cash flow analysis and tax planning/preparation to estate, insurance and retirement planning, I take pride in understanding my clients' needs and guiding them through complex financial issues.

My style is empathetic and my advice is practical. This combined approach opens up new options for my clients and delivers positive results. I am committed to maintaining a professional practice providing the best in impartial counsel for defined hourly fees. With no products to sell, there are no hidden agendas and my clients appreciate receiving completely unbiased advice.

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Barb's Credentials

Barb's credentials include an MBA from the Schulich School of Business at York University and a BA from the University of Toronto.

Over the years, she's added considerably to her financial acumen by achieving certification as both a Chartered Financial Planner and a Registered Financial Planner. More recently she received the Financial Divorce Specialist designation with the view to helping seperating couples move through the often painful process of making a fresh start. In addition, she's completed the Canadian Securities Course and participates on an annual basis in a range of professional development conferences, forums and workshops that define the leading edge in planning practices.

Barb has often been quoted in the media in publications such as Money Sense Magazine, The Financial Post, The National Post, Forum. and Investment Executive.